Interested In Preplanning Your Funeral Service? Questions To Consider Before Making Your Plan
Death is a subject that many families struggle to discuss, even though it is extremely important to do so. When a family suffers the loss of a loved one, there are many decisions involved in making the funeral arrangements. When someone dies without any final arrangements in place, their survivors are forced to work through their grief and make decisions about the type of funeral to hold, and in some cases, come up with the money to pay for the final needs of their loved one. By taking action to preplan your own funeral service, you are ensuring that your loved ones will be able to mourn your death without the stress of dealing with your final needs.
Cremation or burial?
The first question that you will likely face when beginning to preplan your final arrangements is to decide how your remains will be handled after your death. For many, a traditional funeral followed by interment and the setting of a headstone is the best choice, especially if there is a family plot where many of your immediate family will be buried.
Cremation, however, can be a great fit for a final needs plan, as well. Many people choose cremation when cost is a consideration or when logistics will make it necessary to postpone the memorial service for several weeks or months. Those who are concerned with ecology or overcrowding of the planet may also want to consider cremation to avoid leaving a grave plot behind that will require maintenance by future generations. The funeral director or preplanning specialist at the funeral home will be able to help with this important decision.
Burial insurance or another option?
As you go through the preplanning process, you will have to decide on a budget to cover the costs of the plans you are making. The funeral director will help you understand your options for payment, including life insurance or burial insurance policies, cash payment, payment plans, or other options. It is important to remember that the prices quoted for your final needs are subject to change as the years pass, so it will be necessary to discuss how any overage will be paid at the time of your passing.
These are just two of the questions you will want to discuss with a caring, knowledgeable funeral director.
Reach out to a funeral home in your area if you would like more information.